According to Bharat Bhise, when you’re filing for long-term disability claims, you need to be very thorough and proactive. It has strict guidelines, and the complicated process doesn’t make it any easier. Let’s check out the things you need to know when filing for long-term disability claims.
1. Submit your claim ASAP – First of all, you need to file your claim as soon as possible. Insurance companies usually give you a period of two months or less to file for the benefits after the injury or diagnosis. If you miss that window, insurance companies have the perfect excuse to deny your claim.
After the claim is filed, the insurance company would try to delay performing a thorough and fair review. So even if you have a hard time obtaining the documents for the initial application, file the claim as soon as possible to make up for …